Category: Uncategorized

AmeriCorps Positions for Siskiyou

From: Joshua Bien <joshua.bien@coreresponse.org>
Sent: Thursday, January 2, 2025 11:25:45 AM
To: Dale and Giselle Nova <novavita@sbcglobal.net>

Subject: AmeriCorps Positions for Siskiyou

Hi, Jaime & Giselle.

I hope you are well and Happy New Year!

AmeriCorps is allowing me to take another swing at finding two fellows for the Siskiyou area. These fellows can help attend outreach events, workshops, and accompany Greg and I while performing assessments as a plus one.

Finding candidates has proven to be a challenge and I’m looking to spread the word about this opportunity. Would it be possible to post this job announcement I created (see attached) to the FSCSC Facebook page?

Please let me know if you have any questions, concerns, possible applicants, other ideas of where to fly the positions, or lucky lotto numbers.

Best,
Josh

Commissioner Lara issues landmark regulation to expand insurance access for Californians amid growing climate risks

Commissioner Lara issues landmark regulation to expand insurance access for Californians amid growing climate risks  Today, Commissioner Lara issued a landmark regulation to expand insurance access for Californians amid growing climate risks. The measure is the final major step in his historic Sustainable Insurance Strategy reform to stabilize California’s marketplace. The Office of Administrative Law is now reviewing the regulation for compliance and, once approved, it will become effective. Learn more here. Today’s Action: The Department of Insurance has submitted a Net Cost of Reinsurance in Ratemaking Regulation requiring insurance companies — for the first time — to increase coverage in high-risk areas. Key components of the regulation are: More coverage for Californians in wildfire-distressed areas: Insurance companies must increase coverage in wildfire-prone regions, ensuring they write policies for at least 85% of their statewide market share, with annual 5% increases until the threshold is met. Under Prop. 103 there is currently no requirement to write policies. Cost caps: The regulation treats reinsurance like other insurance company expenses allowed under Prop. 103 – such as claims handling or agent commissions – by establishing an industry-wide standard cost of reinsurance and capping the amount of reinsurance costs that can be charged to consumers.California-only costs: The regulation limits costs to California-only, so consumers do not pay for the cost of Gulf Coast hurricanes or Midwest windstorms. Greater efficiency: Establishing a standard cost based on an index of what insurance companies spend encourages them to be efficient and compete for the best price for reinsurance, so consumers get the best value. Prevents “model-shopping”: “Model shopping” describes when insurance companies choose one model that produces higher rates for consumers, and another that lowers their reinsurance costs. To prevent this, the regulation requires insurance companies utilize the same model for both.Extensive public input: The submission follows several months ofextensive public input, expert consultations, and meetings held by the Department. Commissioner’s POV: “This is a historic moment for California. My Sustainable Insurance Strategy is focused on addressing the challenges we face today and building a resilient insurance market for the future. With input from thousands of residents throughout California, this reform balances protecting consumers with the need to strengthen our market against climate risks.”  Background: In the 36 years since Prop. 103 was passed in 1998, insurance companies have been allowed to raise rates on homeowners, businesses, and consumers without a requirement to offer coverage in wildfire-prone areas. This has been a root cause of our insurance availability crisis. The Sustainable Insurance Strategy strengthens Prop. 103 by establishing unprecedented coverage commitments from insurance companies to increase their policy offerings in underserved areas as a condition of incorporating catastrophe modeling and reinsurance into ratemaking. This move is aimed at stabilizing the insurance market and expanding options for homeowners and businesses in high wildfire-risk areas.By increasing insurance availability, the Department’s approach aims to achieve greater affordability and stability within California’s insurance and real estate markets. What’s next: The Department is implementing the Sustainable Insurance Strategy to bring relief to Californians. The Department will accept petitions starting January 2, 2025, to evaluate wildfire catastrophe models. Once a model has undergone a pre-application required information determination, insurance companies can use that model in a rate filing listing their commitments to write more policies. The Department expects the process to be complete within months. Click here to read more about this action.
Led by Insurance Commissioner Ricardo Lara, the California Department of Insurance is the consumer protection agency for the nation’s largest insurance marketplace and safeguards all of the state’s consumers by fairly regulating the insurance industry. Under the Commissioner’s direction, the Department uses its authority to protect Californians from insurance rates that are excessive, inadequate, or unfairly discriminatory, oversee insurer solvency to pay claims, set standards for agents and broker licensing, perform market conduct reviews of insurance companies, resolve consumer complaints, and investigate and prosecute insurance fraud.    Consumers are urged to call 1-800-927-4357 with any questions or contact us at http://www.insurance.ca.gov via webform or online chat. Non-media inquiries should be directed to the Consumer Hotline at 800-927-4357. Teletypewriter (TTY), please dial 800-482-4833.

FY 24-25 Forest Health Grant Solicitation Now Open

Forest Health Program Announcement

FY 24-25 Forest Health Grant Solicitation Now Open

Applications due January 15, 2025

Please read today’s CAL FIRE NEWS RELEASE

CAL FIRE’s Fiscal Year 2024-2025 Forest Health Program grant solicitation is now open. Applications are due no later than 3 p.m. PST, January 15, 2025. Additional information can be found on the FY 24-25 Forest Health Grant Application Resources section on the Forest Health Grants website.

If you have any questions about the solicitation, please email ForestHealth@fire.ca.gov.

Thank you,

Forest Health Program

The Fire Safe Council of Siskiyou County’s Monthly Meeting will be November 13, 2024, starting at 5:30 PM. 

The Fire Safe Council of Siskiyou County’s Monthly Meeting will be November 13, 2024, starting at 5:30 PM.  

Please join  to receive updates from agencies and learn what is happening in the fire-safe and Firewise Community Worlds including home insurance updates.

See you there!!

Agenda for meeting

Join Zoom Meeting
https://us02web.zoom.us/j/86057144028?pwd=cIIpjlxIba0lz1UNa5FeojEh5U0JG4.1

Meeting ID: 860 5714 4028
Passcode: 935339

Commissioner Lara orders insurance protections for Siskiyou and Sierra County residents following fires

Commissioner Lara orders insurance protections for Siskiyou and Sierra County residents following fires Mandatory one-year moratorium prevents homeowners insurance cancellations and non-renewals   SACRAMENTO, Calif. — Insurance Commissioner Ricardo Lara issued a mandatory one-year moratorium on insurance companies to preserve residential insurance coverage for more than 11,000 policyholders affected by the Shelly Fire located in Siskiyou County and the Bear Fire located in Sierra County. The Commissioner’s Bulletin shields those living within the perimeters or adjoining ZIP Codes of this fire from insurance non-renewal or cancellation for one year from the date of the Governor’s emergency declarations regardless of whether they suffered a loss.  “My moratorium will ensure that homeowners have the peace of mind knowing their insurance coverage remains intact,” said Commissioner Lara. “Safeguarding wildfire survivors from non-renewals is crucial as we tackle the challenges posed by climate change and work toward lasting reforms to stabilize our state’s insurance market.” Commissioner Lara’s ability to issue these moratoriums is a result of a California law that he authored in 2018 while serving as a state senator in order to provide temporary relief from insurance non-renewals and cancellations to residents living within or adjacent to a gubernatorial-declared wildfire disaster.  Thus far in 2024, approximately 1,000,000 policies are protected for one year. Today’s order protects over 11,000 policyholders for one year, effective November 1, 2024. Consumers who were non-renewed prior to the emergency declaration date and are unable to obtain insurance or are dissatisfied with their current coverage should contact the Department of Insurance for assistance in shopping for insurance.  Consumers can go to the Department of Insurance website to see if their ZIP Code is included in the moratorium. Consumers should contact the Department of Insurance at 800-927-4357 or via chat or email at insurance.ca.gov if they believe their insurance company is in violation of this law, or have additional claims-related questions. Since taking office in 2019, Commissioner Lara has done the following major wildfire-related actions: Announced his Sustainable Insurance Strategy, the largest insurance reform in 30 years, which includes multiple executive actions aimed at improving insurance choices and protecting Californians from increasing climate threats while addressing the long-term sustainability of the nation’s largest insurance market. Modernized and improved the California FAIR Plan, the insurer of last resort. Commissioner Lara’s plan offers homeowners and condo associations and business owners expanded coverage in a new “high-value” plan with limits up to $20 million per building, a sound financial formula to protect policyholders in extreme loss scenarios, and improved transparency by requiring increased public reporting on FAIR Plan activity and customer service metrics. Commissioner Lara previously raised residential and commercial coverage limits for the first time in 25 years to keep pace with increased costs. Released his catastrophe modeling regulation that will help restore options for all Californians. His proposed regulation will have major benefits for Californians in the form of more reliable rates, greater availability of insurance, stronger oversight, and safer communities. Announced “Safer from Wildfires,” a new insurance framework that incorporates wildfire safety measures to help save lives while making homes and businesses more resilient. Safer from Wildfires was created by a first-ever partnership between the Department of Insurance and the emergency and preparedness agencies in the Governor’s Administration, including CAL FIRE, the Governor’s Office of Emergency Services (CalOES), the Governor’s Office of Planning and Research, and the California Public Utilities Commission. Finalized new regulations to incorporate Safer from Wildfires in insurance pricing, driving down costs for consumers who have taken actions to protect their communities while increasing transparency about their home’s or business’s “wildfire risk score.” Sponsored new insurance protectionssigned into law by the Governor — despite opposition from insurance companies — that will mean larger payouts for some claims, less red tape from insurance companies, and more help for people under evacuation orders. Following the Governor’s state of emergency declarations, the Department of Insurance partners with CAL FIRE and CalOES, pursuant to existing statute, to identify wildfire perimeters for mandatory moratorium areas. The Department of Insurance will continue to collaborate with CAL FIRE and CalOES to identify additional wildfire perimeters for any fires where the Governor declares a state of emergency.

Prescribed burn SW of McCloud

For those who haven’t heard, the smoke about 1 mile SW of McCloud is a prescribed burn. A bit under 95 acres. No cause for alarm.5 Prescribed Burn

Siskiyou County, CA
Acres 94.12
Containment
Status Active
Updated about 21 hours ago
Created by PFIRS • Nov 6, 2024 at 5:35 PM
All updates for this incident are automated and provided by: PFIRS.
New fire reported by PFIRS at 4:00 PM Wed Nov 6th (PST).
Acres: 94.12