All hands on deck in Los Angeles

All hands on deck in Los Angeles
The devastation in Los Angeles is horrific for the impacted home and business owners and illustrates how quickly wildfires and high winds can destroy lives and homes and wreak economic havoc. Anyone who’s “been there” knows that total loss and smoke damage insurance claims and the recovery process can be painfully time-consuming and challenging.   It’s times like these that our resources are most impactful. Our staff and previous wildfire survivor volunteers are on the ground comforting and informing impacted residents at the three Disaster Recovery Centers. Through their kindness and our expertise, we are giving people hope and trustworthy guidance that draws on three decades of helping improve wildfire recovery and the wisdom of those who are living proof that one can rebuild and recover despite unfathomable loss and grief.   The special library we’ve created for LA wildfire survivors has had over 18,000 views and our First Steps tips and online resources are being widely disseminated by local and national media outlets, organizations, people and agencies.
Here are two ways to help:
LET FRIENDS, FAMILY AND COLLEAGUES KNOW ABOUT UP: If you know someone who was affected by the wildfires, forward them these links: Watch UP’s 2025 Los Angelese Wildfires Recovery and Insurance Orientation Visit UP’s quick links library: www.uphelp.org/2025CAWildfires Sign up for updates, workshops, clinics and events: www.uphelp.org/signup
DONATE TO SUPPORT OUR WORK: Your tax-deductible donation will help cover staff and travel expenses, the free print materials we’re distributing, and the services we’ll be providing in the region for years to come. www.uphelp.org/donate
Support UP!
Kind words from the LA Disaster Recovery Centers
“I am a survivor of the Palisades fire. Thank you for all the help UP provides. It’s been such a relief to find a source of so much useful information.” James I., Fire Survivor
“I have been volunteering at the DRC in West Lost Angeles for the past week and a half as a navigator. My specific job was to take people around to tables and assist them with accessing the resources that met their needs. I wanted to let you know, your table was an invaluable asset in that center.
David and his dog, Bubbles, greeted everyone with such empathy in their time of need. They talked with them with such kindness and grace. Each of the staff members did that were at the table. Everyone who left that table told me how relieved they were to have been guided towards your resource. I just wanted to send a special shout out to United Policyholders for being so fantastic. When I do return home, I plan on sharing this amazing resource with the rest of my emergency management partners across the State. Thank you for all you do.”
Lorea Arostegui, MSW, Clark County Fire Department Office of Emergency Management
To suggest a future Tip of the Month topic, click here. To support United Policyholders, donate here. To read a past Tip of the Month, click here.
United Policyholders | www.uphelp.org 33 Years: Educating – Advocating – Empowering

Fire status in LA improving

Progress overnight on SoCal wildfires due to massive air assault and ground crew resources.
Hughes Fire: 14% contained, 10,176 acres
Sepulveda Fire: all forward progress stopped and all evacuation orders lifted, 45 acres.
Palisades Fire: 72% contained, 23,448 acres
Eaton Fire: 95% contained, 14,021 acres

Long range suggesting extended wet period (including SoCal) beginning at end of January.

MSAFSC quarterly meeting 1/22/25

The Mount Shasta Area Fire Safe Council will have a quarterly meeting on January 22, 2025, via Zoom starting at 3:00 P.M.

Draft agenda attached.

Join Zoom Meeting
https://us02web.zoom.us/j/82266842311?pwd=faqpBruu3JcJWdMCKXypavsSAusHFu.1

Meeting ID: 822 6684 2311
Passcode: 059615

Giselle Nova 

Coordinator

Fire Safe Council of Siskiyou County
(530) 926-2089
(530) 859-0384 cell

Commissioner Lara’s call to action leads State Farm to rescind non-renewals for wildfire survivors

Commissioner Lara’s call to action leads State Farm to rescind non-renewals for wildfire survivors  After Insurance Commissioner Ricardo Lara used his moratorium power to halt non-renewals in Southern California wildfire areas and called on insurance companies to rescind non-renewals, State Farm has responded to his call. The Los Angeles Times reported that the state’s largest homeowner’s insurance company will offer renewals to all Los Angeles County homeowners, rental dwelling policyholders, residential community associations, or business owners policies who are pending non-renewal or cancellation.   Commissioner’s POV: “All eyes are on insurance companies right now, including mine. I asked insurance companies to do the right thing and stand by their customers. State Farm is answering my call and setting the tone for other insurance companies to follow. As I told the Los Angeles Times we are going to keep working to make sure everyone’s claims are paid fairly, quickly and completely — while protecting people from non-renewals under my moratorium orders.”  Background: Commissioner Lara issued a moratorium on insurance companies non-renewing wildfire survivors. Today he expanded the moratoriums adding new wildfires. The amended Commissioner’s Bulletin shields those within the perimeters or adjoining ZIP Codes of the Palisades, Eaton, Hurst, Lidia, Sunset, and Woodley fires in Los Angeles County for one year from the Governor’s January 7 emergency declaration regardless of whether they suffered a loss. To provide additional stability for communities near the wildfires, Commissioner Lara also issued a Notice calling on all insurance companies to stop any pending non-renewals or cancellations for any properties located near wildfires, if they are not already protected by the mandatory moratorium. This includes non-renewals issued up to 90 days prior to January 7, but taking effect after the start of the wildfires. State Farm is the first company heeding his call to action.   In addition, Commissioner Lara called on insurers to offer beyond the 60-day grace period under existing law for policyholders in the immediate affected wildfire areas, to pay their home insurance premiums given the challenges that many policyholders in these areas are having right now.  What’s next: Commissioner Lara announced free two-day insurance support workshops on January 18 and 19 in Santa Monica and January 25 and 26 in Pasadena to help survivors understand their insurance policies and the claims process, while also providing information about available resources for rebuilding and recovery. These workshops are open to all those impacted by the recent wildfires. Call 800-927-4357 to schedule a one-on-one appointment with a Department of Insurance expert. Visit www.insurance.ca.gov.   
Media Notes:  Additional resources and information for consumers on wildfires are available from the Department of Insurance. Download a free home inventory guide from the Department website, or receive a hardcopy by calling the Department of Insurance Consumer Hotline at 800-927-4357. If you have any questions or need assistance, the Department of Insurance is here to help. Please call: 1-800-927-4357 or visit insurance.ca.gov.Additional contact information: California Governor’s Office of Emergency Services (Cal OES): (916) 657-9494 or caloes.ca.govCalifornia Department of Forestry and Fire Protection (CAL FIRE): fire.ca.gov Federal Emergency Management Agency: 1-800-621-FEMA (3362) or fema.govContractors State License Board: 1-800-321-CSLB (2752) or cslb.ca.gov National Insurance Crime Bureau 1-888-815-9064 or www.nicb.org   Exciting News! 🌟 The California Department of Insurance (CDI) is proud to introduce the Community Outreach and Education Partnership Initiative. This dynamic program is designed to raise consumer awareness about CDI’s vital services and expand understanding of key insurance topics and fraud prevention. Become a valued partner and unlock exclusive access to:Comprehensive consumer education materials Specialized training sessionsPowerful social media tools